Compass Insurance Advisors

Larry Huckstep

(801) 860-9070

No Extra Cost. Professional Guidence. Complete Protection. Simplified Enrollment. Personalized Support.

How Our Process Works

Our Four Simple Steps To Get Started

15-Minute Consult

Get personalized help at no extra cost. You’ll work with one of our local agents throughout the entire process. Unlike other online quoting systems, we are not a call center.
We’ll Compare Hundreds of Insurance Companies

Your agent will find you three health insurance options and help you compare them side by side in an easy to understand format.

Total Annual Medical Bills:

Deductible
Co-Insurance
Max Out of Pocket
Monthly Premium
Total Medical Bills
Member Pays
Total Annual

Plan A

$7800
40%
$8,550
$28
$500
$500
$830

Plan B

$0
15%
$2,800
$269
$500
$75
$3,299

Plan C

$650
30%
$2,850
$245
$500
$500
$3,443

Recommended Plan!

Deductible
Co-Insurance
Max Out of Pocket
Monthly Premium
Total Medical Bills
Member Pays
Total Annual

Plan A

$7800
40%
$8,550
$28
$10,000
$8,550
$8,880

Plan B

$0
15%
$2,800
$269
$10,000
$1,500
$4,724

Plan C

$650
30%
$2,850
$245
$10,000
$2,850
$5,793

Recommended Plan!

Deductible
Co-Insurance
Max Out of Pocket
Monthly Premium
Total Medical Bills
Member Pays
Total Annual

Plan A

$7800
40%
$8,550
$28
$250,000
$8,550
$8,880

Plan B

$0
15%
$2,800
$269
$250,000
$2,800
$6,024

Plan C

$650
30%
$2,850
$245
$250,000
$2,850
$5,793

Recommended Plan!

Total Annual Medical Bills:

Analyze Your Options

Our analysis software shows you exactly which plan is the most cost-effective in a variety of situations. Try it out using the image above!
Simplified Application Process

Your agent will make the enrollment and re-enrollment process simple. You fill out one easy form online, and our agents will take care of any pending requirements and will deal with the marketplace for you.

Only 4% of Adults Can
Define These Insurance Terms

Are you one of the 4%? Drag and drop below to find out.

Question

Drop Answer Space

The maximum someone will pay out of pocket for their medical bills.

The amount someone has to pay before their insurance will pay a claim.

A fixed amount paid for a service - Ex. - $25 to see a doctor

A percentage of medical bills a member pays after they have the deductible

Possible Answers

Max Out of Pocket

Deductible

Co-Payment

Co-Insurance

Percent Correct: 0%

Health insurance can be confusing.
A Local Advisor can simplify the process.

Talk to an Advisor

Why Work With A Local Agent

Compare The Differences A Local Agent Can Make

CALL CENTER/ONLINE ENGINE

The price of your health insurance plan is legally regulated, so you will find the same premium no matter where you shop. Working with a Compass advisor means you can get personalized help at no extra cost. No Extra Costs
Our process is simple and transparent and can show all top options in your area. Online Quoting
Our advisors will help you understand your options in an easy to read, side by side comparison. Side-By-Side Comparison
Our plan analysis software makes it easy to see which plan will be the most cost effective in a variety of situations. Plan Analysis
Your Compass advisor will analyze your unique situation and needs to guide you in the process of choosing a plan. Professional Guide
Our agents will help with payments, pending documents, claims questions, etc. You won’t get this level of support buying your insurance through an online quote engine or call center. Long Term Relationship
Our agents check in at least quarterly to make sure you are happy with your plan and that all of your questions are answered. Quarterly Review
Our agents are local and can meet online, over the phone or face to face. Local Agent
We can fix a pending application or help you navigate any additional requirements. Don’t deal with the healthcare marketplace alone. Resolve Marketplace Issues
Our agents are available to text, call, email, or you can schedule an appointment directly on their calendar at a time that is convenient for you. Schedule Consult Anytime

COMPASS ADVISOR

The price of your health insurance plan is legally regulated, so you will find the same premium no matter where you shop. Working with a Compass advisor means you can get personalized help at no extra cost. No Extra Costs
Our process is simple and transparent and can show all top options in your area. Online Quoting
Our advisors will help you understand your options in an easy to read, side by side comparison. Side-By-Side Comparison
Our plan analysis software makes it easy to see which plan will be the most cost effective in a variety of situations. Plan Analysis
Your Compass advisor will analyze your unique situation and needs to guide you in the process of choosing a plan. Professional Guide
Our agents will help with payments, pending documents, claims questions, etc. You won’t get this level of support buying your insurance through an online quote engine or call center. Long Term Relationship
Our agents check in at least quarterly to make sure you are happy with your plan and that all of your questions are answered. Quarterly Review
Our agents are local and can meet online, over the phone or face to face. Local Agent
We can fix a pending application or help you navigate any additional requirements. Don’t deal with the healthcare marketplace alone. Resolve Marketplace Issues
Our agents are available to text, call, email, or you can schedule an appointment directly on their calendar at a time that is convenient for you. Schedule Consult Anytime

DO IT YOURSELF

The price of your health insurance plan is legally regulated, so you will find the same premium no matter where you shop. Working with a Compass advisor means you can get personalized help at no extra cost. No Extra Costs
Our process is simple and transparent and can show all top options in your area. Online Quoting
Our advisors will help you understand your options in an easy to read, side by side comparison. Side-By-Side Comparison
Our plan analysis software makes it easy to see which plan will be the most cost effective in a variety of situations. Plan Analysis
Your Compass advisor will analyze your unique situation and needs to guide you in the process of choosing a plan. Professional Guide
Our agents will help with payments, pending documents, claims questions, etc. You won’t get this level of support buying your insurance through an online quote engine or call center. Long Term Relationship
Our agents check in at least quarterly to make sure you are happy with your plan and that all of your questions are answered. Quarterly Review
Our agents are local and can meet online, over the phone or face to face. Local Agent
We can fix a pending application or help you navigate any additional requirements. Don’t deal with the healthcare marketplace alone. Resolve Marketplace Issues
Our agents are available to text, call, email, or you can schedule an appointment directly on their calendar at a time that is convenient for you. Schedule Consult Anytime

Get To Know Larry

Your local Compass Agent.

Larry Huckstep

Licensed Insurance Agent

Hi, Let me introduce myself, my name is Larry Huckstep. I live in the Richmond area of UT. I have been working as a Licensed Insurance Agent for 23+ years. It would be my pleasure to assist you in choosing the correct policy for your needs.

See Larry's Profile

Health
Life
2024 Marketplace Cirlce of Champions

Get Started, Get a Quote from Larry

What Others Say About Larry

Our Customers Love Larry

We Are Proud Of Our Case Studies

We believe our statistics speak for themselves!

AGENTS
CLIENTS SIGNED
CLAIMS PAID
POLICIES WRITTEN

Insurance Learning Resources

We are committed to helping you understand your insurance benefits.

What is a Deductible?
Your deductible is what you will pay out of pocket before your health insurance will begin to cover any qualified expenses. Deductibles are usually an annual amount. Many plans offer preventative benefits even before you have met your deductibl...
What is a Co-Pay?
Many health insurance plans will have a copay associated with certain services. This means that prior to meeting your deductible, you will only be responsible for the copay. In our example above, if you have a $10 copay for a primary care visit, t...
What is Co-Insurance?
After you have paid your deductible, you still may be required to pay co insurance. This is a small percentage of your medical bills that you’ll pay after paying for your deductible. So for example, if you have a $1,000 deductible with an 80/20 pl...

Our Partners

We compare over 100 insurance carriers to find the best possible solution for your unique situation.

Larry Huckstep

(801) 860-9070

No Extra Cost. Professional Guidence. Complete Protection. Simplified Enrollment. Personalized Support.

Larry Huckstep

Contact Larry

lhuckstep@insurewithcompass.com
Phone:(801) 860-9070
Fax:801.994.1558

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