Life Insurance Simplified

Simplified Enrollment. No Medical Exam. Affordable Coverage.

Why Work With A Compass Agent

Let us help you find the right life insurance plan

  • Fast Process (No Medical Exams for Most)

    Many term policies can be completed 100% online and in minutes. If you need the support of a broker, we have many licensed and certified brokers on stand by to help you choose the right policy and understand your benefits.

  • Simple and Affordable Life Insurance

    Our process is easy and convenient. Depending on your age, for just $50/month can get your family $700,000 in life insurance coverage. That $700,000 can be used to pay off home loans, debts, pay for child care, living expenses, or anything else your loved ones need.

  • Transparent, Honest Advice

    Our brokers are appointed with over 100 carriers, so they can find the right solution for your needs. They are trained to educate any new clients on how their benefits work. Our brokers are simply here to help guide you in the process of choosing the right life insurance policy for you and your family.

Term Life Insurance

Term insurance is simple and affordable. Your benefits are designed to protect your beneficiaries during a specific term (10-30 years, typically). If you pass away during this term, your beneficiary will be paid a set amount.

  • Low cost, flexible coverage
  • Family protection
  • Potentially convertible

Whole Life Insurance

A whole life insurance policy is meant to last your entire lifetime. These policies can be used as an investment vehicle. Whole life is typically more expensive than a term policy, but the benefit lasts your entire lifetime.

  • Guaranteed approval
  • Coverage starts instantly
  • Your policy lasts for life

IUL Retirement

An IUL (Indexed Universal Life) is a type of universal policy. It builds a cash value that can be used as a investment product. These policies have tax benefits, and can be used for a retirement investment.

  • Budget varies
  • Earns tax-free interest/tax-free distributions
  • Protected from investment downturns

Insurance Learning Resources

We are committed to helping you understand your insurance benefits.

  • What is a Deductible?

    Your deductible is what you will pay out of pocket before your health insurance will begin to cover any qualified expenses. Deductibles are usually an annual amount. Many plans offer preventative benefits even before you have met your deductibl...
  • What is a Co-Pay?

    Many health insurance plans will have a copay associated with certain services. This means that prior to meeting your deductible, you will only be responsible for the copay. In our example above, if you have a $10 copay for a primary care visit, t...
  • What is Co-Insurance?

    After you have paid your deductible, you still may be required to pay co insurance. This is a small percentage of your medical bills that you’ll pay after paying for your deductible. So for example, if you have a $1,000 deductible with an 80/20 pl...

Our Partners

We compare over 100 insurance carriers to find the best possible solution for your unique situation.

What Others Say About Larry

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  • We would never have survived the medical insurance maze without the guidance and support of Jennifer Nielsen. She walked us through 3 very difficult insurance dilemmas. Her effort was way above and... Read More Greg H

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Let Us Help You Find A
Life Insurance Plan

Simplified Enrollment. No Medical Exam. Affordable Coverage.